A credit line sized on your receivables.

Borrow against the invoices your customers already owe you. An accounts receivable facility advances a share of eligible receivables and grows as the ledger grows. Mirian reads the aging from your ERP, so the application starts from the numbers it already holds.

  • Advance rates usually between 80% and 90% of eligible receivables
  • Facilities from $500,000 up to $10 million
  • Offers come back to your portal with the advance rate, the facility size and the fee

Start with the receivables

Tell us about the business, its owner and the receivables you want to borrow against. The application takes a few minutes, and the offer comes back to your portal.

Apply now

Already applied? Sign in to your portal.

Financing that reads the same ledger as your agents.

Invoice-to-Cash already works the receivables every day. The facility is sized on that same data, so the borrowing base moves with the business.

Sized on the ledger

The advance is a share of eligible receivables, measured on the aging Helix keeps current.

Collections keep running

Customers pay the way they always have. The agent applies cash as it lands and the line pays down with it.

Grows with the business

As billing grows, so does the borrowing base. A facility usually renews every 12 months.

From prequal to the first draw.

The application and the bank data prequalify the business. The receivables file comes after, and the offers land in your portal.

  1. 1

    Prequalify

    The business, its owner and the facility you need, in one signed application.

  2. 2

    Receivables file

    The open invoices, the AR and AP agings and the debt schedule, exported from the ledger.

  3. 3

    Offers

    Lenders in the network return an advance rate, a facility size and a fee.

  4. 4

    First draw

    Once you accept and sign, you draw against the eligible receivables.

An application at the offer stage in the Mirian Capital portal

See what your receivables can carry.

Send the facility you need and the receivables file. The offers come back to your portal.

Apply now All Capital products
  • 80–90%Typical advance rate
  • $500K–$10MFacility size
  • One portalDocuments, status and offers

Questions about Mirian Capital?

demo@mirianai.com