Working capital for the gap between billing and cash.

A term loan or a line of credit for payroll, inventory or the next contract, sized on the deposits and the margins the business already has. The Treasury & Cash forecast shows when the gap is coming. This is how you cover it.

  • Term loans with a fixed payment, or a line of credit you draw on as you need it
  • For businesses with steady revenue and at least a year of operating history
  • Offers come back to your portal with the rate, term and payment

Start with what the business needs

Tell us the amount, the business and its owner. The application takes a few minutes, and the offer comes back to your portal.

Apply now

Already applied? Sign in to your portal.

Sized on how the business earns.

The lender looks at deposits, margins and the obligations the business already carries, then sizes a payment it can keep through a slow month.

For the costs that keep it running

Payroll ahead of a busy season, inventory for a large order, the gap between billing and getting paid.

An answer you can plan around

When the bank statements come with the application, the first thing back is an offer with its rate, term and payment.

A term loan or a line

A one-time need fits a term loan with a fixed payment. A need that comes and goes fits a line of credit.

From application to funding.

Your portal shows where the application stands at each step, from the first form to the day the funds arrive.

  1. 1

    Apply

    The amount, the business and its owner, in one application.

  2. 2

    Size the loan

    The request is measured against deposits, margins and existing debt.

  3. 3

    Documents

    Bank statements and the return go up once, into your portal.

  4. 4

    Offer

    The rate, term and payment come back in the portal.

  5. 5

    Funding

    Once you accept and sign, the funds go to the business account.

An application at the offer stage in the Mirian Capital portal

See what the business qualifies for.

Tell us the amount and send the operating numbers. The offer comes back to your portal.

Apply now All Capital products
  • 6–36 monthsTypical term
  • Term or lineA fixed payment, or draw as you go
  • One portalDocuments, status and offers

Questions about Mirian Capital?

demo@mirianai.com